Amazing Rate Offer – For A Limited Time Only!



Save Big On Your Move!

*Valid for The Jones Company of TN, LLC new construction purchase contracts accepted between 11/30/18 to 1/16/19 and not combined with additional offers. The Jones Company of TN, LLC to credit lender 1% of the final loan amount at closing towards buying down the rate, reducing the closing costs or application to another program thru Citizens One Bank*.  Loan terms:  Conventional loan not to exceed $453,100 on standard owner-occupied FNMA guidelines; 5/1 ARM, 30-year term, 740 FICO score or higher, 45 day rate lock. See Citizens One for exact details on your personal situation/  Illustrative example for $280,000 loan effective 11.9.18 with points of 1% paid by The Jones Company of TN, LLC to buy down the interest rate:  60 payments of $1,366.66 @ 3.875%(4.938% APR), minimum/maximum payment year 6 of $1,102/$1,609, minimum/maximum payment year 7 of $1,102/$1,920, minimum/maximum payment years 8-30 of $1,102/$2,081.  Rate adjustment details: Current index rate = 5.367% (variable).  Margin = 2.25%.  Payments shown do not include taxes or insurance. Actual payment obligations will be greater. 1-year Libor Index Rate adjustment frequency = 12 months.  First adjusted interest rate cap = 2%.  Subsequent adjusted interest rate cap = 2%.  Lifetime adjusted interest rate cap = 5%.  Information provided is not a commitment to lend, and is subject to property and credit approval.  Advertised rate is subject to change without notice.  Purchasers are not required to use Citizens One Bank. Citizens One Bank is an Equal Housing Lender.

 

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